Find out the projected monthly maintenance cost for one SEAT Ibiza KJ 1.0 TSI Style BEATS DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you are planning to lease a SEAT Ibiza KJ 1.0 TSI Style BEATS DSG (7-Gang), you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1090 €.
With a lease term of 48 months and a monthly lease payment of 239
€ with 10000 km mileage per year, there are fixed leasing costs of 12562 €. Insurance costs for the SEAT Ibiza KJ 1.0 TSI Style BEATS DSG (7-Gang) are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 TSI Style BEATS DSG (7-Gang) over a useful life of 5 years is 257 € per month. On average, the SEAT Ibiza KJ 1.0 TSI Style BEATS DSG (7-Gang) trades for 22470 €, the offered vehicle has a gross list price of 23940 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 239 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ibiza? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1090 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 12562 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 23940 €, you get the leasing factor. This SEAT Ibiza results in an effective leasing factor of 1.23, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
11.472,00 €
Transfer / Approval
1.090,00 €
Total cost
12.562,00 €
Total cost
12.562,00 €
Runtime
48 Months
Leasing rate
239,00 €
(200,84 € netto)
Effective leasing rate
261,71 €
(219,92 € netto)
Kaufpreis
21.290,00 €
Leasing factor
1.12
Effective leasing rate
1.23
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 239 €, the SEAT Ibiza KJ 1.0 TSI Style BEATS DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 119 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (23940 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1090 €. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.31 € in connection with the, however, poor effective leasing factor of 1.23 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
12.658,00 €
Fixed operating costs
12.658,00 €
Lease payments Total
11.472,00 €
Total cost
24.130,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,31 €
Cumulative total cost / Km
0,31 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €