SEAT Ibiza KJ 1.0 TSI FR Black Edition DSG (7-Gang) - Costs
Monthly costs for SEAT Ibiza KJ 1.0 TSI FR Black Edition DSG (7-Gang)
Insurance costs for the SEAT Ibiza KJ 1.0 TSI FR Black Edition DSG (7-Gang) are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 TSI FR Black Edition DSG (7-Gang) over a useful life of 5 years is 291 € per month. On average, the SEAT Ibiza KJ 1.0 TSI FR Black Edition DSG (7-Gang) trades for 25880 €, the offered vehicle has a gross list price of 25740 €.
SEAT Ibiza KJ 1.0 TSI FR Black Edition DSG (7-Gang) Total cost & lease factor
Calculation basis
The lease payment is 279 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ibiza? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This SEAT Ibiza gives an effective leasing factor of 1.19, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
13.392,00 €
Transfer / Approval
0,00 €
+
Total cost
13.392,00 €
Leasing factor
Total cost
13.392,00 €
Runtime
48 Months
÷
Leasing rate
279,00 €
(234,45 € netto)
Effective leasing rate
279,00 €
(234,45 € netto)
Kaufpreis
23.420,00 €
Leasing factor
1.19
Effective leasing rate
1.19
SEAT Ibiza KJ 1.0 TSI FR Black Edition DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 279 €, the SEAT Ibiza KJ 1.0 TSI FR Black Edition DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 119 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (25740 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.33 € in connection with the, however, poor effective leasing factor of 1.19 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
12.288,00 €
Actual cost / Km
Fixed operating costs
12.288,00 €
Lease payments Total
13.392,00 €
+
Total cost
25.680,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,33 €
Cumulative total cost / Km
0,33 €
Price development leasing SEAT Ibiza KJ 1.0 TSI FR Black Edition DSG (7-Gang)
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