SEAT Ibiza KJ 1.0 TSI FR BEATS - Costs
Monthly costs for SEAT Ibiza KJ 1.0 TSI FR BEATS
Insurance costs for the SEAT Ibiza KJ 1.0 TSI Black Edition DSG (7-Gang) are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 TSI Black Edition DSG (7-Gang) over a useful life of 5 years is 284 € per month. On average, the SEAT Ibiza KJ 1.0 TSI Black Edition DSG (7-Gang) trades for 25227 €, the offered vehicle has a gross list price of 25220 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
SEAT Ibiza KJ 1.0 TSI FR BEATS Total cost & lease factor
Calculation basis
The leasing rate is 108 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this SEAT Ibiza a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This SEAT Ibiza results in an effective lease factor of 0.43, so it's a relatively inexpensive lease vehicle and a real lease deal.
Fixed costs
Leasing rates / 24 months
4.392,00 €
Transfer / Approval
0,00 €
+
Total cost
4.392,00 €
Leasing factor
Total cost
4.392,00 €
Runtime
24 Months
÷
Leasing rate
183,00 €
(153,78 € netto)
Effective leasing rate
183,00 €
(153,78 € netto)
Bruttolistenpreis
26.025,00 €
Leasing factor
0.7
Effective leasing rate
0.7
SEAT Ibiza KJ 1.0 TSI FR BEATS Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The SEAT Ibiza KJ 1.0 TSI Black Edition DSG (7-Gang) is, after all, a very affordable car from the outset with a monthly leasing rate of 108 €. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 124 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (25220 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months). The final assessment of this offer: The low cost per kilometer is 0.13 € which makes this offer a real leasing deal in relation to the very low effective leasing factor of 0.43.
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
5.592,00 €
Actual cost / Km
Fixed operating costs
5.592,00 €
Lease payments Total
4.392,00 €
+
Total cost
9.984,00 €
Total kilometers
19.992,00
÷
Cost / Km (only leasing)
0,22 €
Cumulative total cost / Km
0,22 €
Price development leasing SEAT Ibiza KJ 1.0 TSI FR BEATS
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