SEAT Ibiza KJ 1.0 TSI Beats Fast Lane - Costs

Monthly costs for SEAT Ibiza KJ 1.0 TSI Beats Fast Lane

SEAT Ibiza KJ  1.0 TSI Beats Fast Lane

Find out the monthly maintenance cost for one SEAT Ibiza KJ 1.0 TSI Beats Fast Lane with tax, running costs, insurance and workshop costs. If you are planning to lease a SEAT Ibiza KJ 1.0 TSI Beats Fast Lane, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 36 months and a monthly lease payment of 352 € with 10000 km mileage per year, there are fixed leasing costs of 12672 €. Insurance costs for the SEAT Ibiza KJ 1.0 TSI Beats Fast Lane are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 TSI Beats Fast Lane over a useful life of 5 years is 254 € per month. On average, the SEAT Ibiza KJ 1.0 TSI Beats Fast Lane trades for 22493 €, the offered vehicle has a gross list price of 15440 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

SEAT Ibiza KJ 1.0 TSI Beats Fast Lane Total cost & lease factor

Calculation basis

The lease payment is 352 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ibiza? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This SEAT Ibiza results in an effective leasing factor of 2.71, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 36 months

12.672,00 €

Transfer / Approval

0,00 €

+

Total cost

12.672,00 €

Leasing factor

Total cost

12.672,00 €

Runtime

36 Months

÷

Leasing rate

352,00 €
(295,80 € netto)

Effective leasing rate

352,00 €
(295,80 € netto)

Kaufpreis

12.974,79 €


Leasing factor

2.71

Effective leasing rate

2.71

SEAT Ibiza KJ 1.0 TSI Beats Fast Lane Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 352 €, the SEAT Ibiza KJ 1.0 TSI Beats Fast Lane is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (15440 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.42 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

8.460,00 €

Actual cost / Km

Fixed operating costs

8.460,00 €

Lease payments Total

12.672,00 €

+

Total cost

21.132,00 €

Total kilometers

30.000,00

÷

Cost / Km (only leasing)

0,42 €

Cumulative total cost / Km

0,42 €

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