Find out the projected monthly maintenance cost for the SEAT Ibiza KJ 1.0 MPI Style BEATS with tax, running costs, insurance and workshop costs.
If you are interested in leasing a SEAT Ibiza KJ 1.0 MPI Style BEATS, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1090 €.
With a lease term of 36 months and a monthly lease payment of 159
€ with 10000 km mileage per year, there are fixed leasing costs of 7013 €. Insurance costs for the SEAT Ibiza KJ 1.0 MPI Style BEATS are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 MPI Style BEATS over a useful life of 5 years is 222 € per month. On average, the SEAT Ibiza KJ 1.0 MPI Style BEATS trades for 18911 €, the offered vehicle has a gross list price of 20590 €.
The leasing rate is 159 € per month with a term of 36 months, so the offer is basically cheap to begin with. But is this SEAT Ibiza a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1289 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 7013 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 20590 €, you get the leasing factor. With this SEAT Ibiza results in an effective leasing factor of 0.95, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 36 months
5.724,00 €
Transfer / Approval
1.289,00 €
Total cost
7.013,00 €
Total cost
7.013,00 €
Runtime
36 Months
Leasing rate
159,00 €
(133,61 € netto)
Effective leasing rate
194,81 €
(163,71 € netto)
Bruttolistenpreis
20.590,00 €
Leasing factor
0.77
Effective leasing rate
0.95
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The SEAT Ibiza KJ 1.0 MPI Style BEATS, with a monthly leasing rate of 159 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 115 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (20590 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1289 €. The final assessment of this offer: average cost per kilometer (0.23 €) is joined by an average effective leasing factor of 0.95 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
9.461,00 €
Fixed operating costs
9.461,00 €
Lease payments Total
5.724,00 €
Total cost
15.185,00 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,23 €
Cumulative total cost / Km
0,23 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,22 €
Leasing factor
0.88
from159,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €