Find out the monthly maintenance cost for the SEAT Ibiza KJ 1.0 MPI FR Carbon Edition with tax, running costs, insurance and workshop costs.
If you are planning to lease a SEAT Ibiza KJ 1.0 MPI FR Carbon Edition, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 850 €.
With a lease term of 48 months and a monthly lease payment of 149
€ with 10000 km mileage per year, there are fixed leasing costs of 8002 €. Insurance costs for the SEAT Ibiza KJ 1.0 MPI FR Carbon Edition are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 MPI FR Carbon Edition over a useful life of 5 years is 269 € per month. On average, the SEAT Ibiza KJ 1.0 MPI FR Carbon Edition trades for 23515 €, the offered vehicle has a gross list price of 20195 €.
The leasing rate is 149 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this SEAT Ibiza a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 850 €. Dividing the total costs (leasing costs + fixed costs = 8002 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 20195 €, you get the leasing factor. This SEAT Ibiza gives an effective leasing factor of 1.11, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
7.152,00 €
Transfer / Approval
850,00 €
Total cost
8.002,00 €
Total cost
8.002,00 €
Runtime
48 Months
Leasing rate
149,00 €
(125,21 € netto)
Effective leasing rate
166,71 €
(140,09 € netto)
Bruttolistenpreis
20.195,00 €
Leasing factor
0.99
Effective leasing rate
1.11
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The SEAT Ibiza KJ 1.0 MPI FR Carbon Edition, with a monthly leasing rate of 149 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 115 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (20195 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 850 € (one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.2 € in connection with the, however, poor effective leasing factor of 1.11 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
12.418,00 €
Fixed operating costs
12.418,00 €
Lease payments Total
7.152,00 €
Total cost
19.570,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,20 €
Cumulative total cost / Km
0,20 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from127,00 €