SEAT Ibiza KJ 1.0 MPI FR Black Edition - Costs

Monthly costs for SEAT Ibiza KJ 1.0 MPI FR Black Edition

SEAT Ibiza KJ  1.0 MPI FR Black Edition

Find out the projected monthly maintenance cost for one SEAT Ibiza KJ 1.0 MPI FR Black Edition with tax, running costs, insurance and workshop costs. If you are interested in leasing a SEAT Ibiza KJ 1.0 MPI FR Black Edition, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of -1 €.

With a lease term of 24 months and a monthly lease payment of 361 € with 10000 km mileage per year, there are fixed leasing costs of 8663 €. Insurance costs for the SEAT Ibiza KJ 1.0 MPI FR Black Edition are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 MPI FR Black Edition over a useful life of 5 years is 255 € per month. On average, the SEAT Ibiza KJ 1.0 MPI FR Black Edition trades for 22240 €, the offered vehicle has a gross list price of 14970 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

SEAT Ibiza KJ 1.0 MPI FR Black Edition Total cost & lease factor

Calculation basis

The lease payment is 361 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ibiza? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price. This SEAT Ibiza results in an effective leasing factor of 2.87, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 24 months

8.664,00 €

Transfer / Approval

-1,00 €

+

Total cost

8.663,00 €

Leasing factor

Total cost

8.663,00 €

Runtime

24 Months

÷

Leasing rate

361,00 €
(303,36 € netto)

Effective leasing rate

360,96 €
(303,33 € netto)

Kaufpreis

12.579,83 €


Leasing factor

2.87

Effective leasing rate

2.87

SEAT Ibiza KJ 1.0 MPI FR Black Edition Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 361 €, the SEAT Ibiza KJ 1.0 MPI FR Black Edition is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 115 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (14970 €) and the vehicle size. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.43 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

5.783,00 €

Actual cost / Km

Fixed operating costs

5.783,00 €

Lease payments Total

8.664,00 €

+

Total cost

14.447,00 €

Total kilometers

20.000,00

÷

Cost / Km (only leasing)

0,43 €

Cumulative total cost / Km

0,43 €

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