Find out the monthly maintenance cost for one SEAT Ateca 5FP 1.0 TSI Style with tax, running costs, insurance and workshop costs.
If you are interested in leasing a SEAT Ateca 5FP 1.0 TSI Style, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1500 €.
With a lease term of 36 months and a monthly lease payment of 184
€ with 10000 km mileage per year, there are fixed leasing costs of 8124 €. Insurance costs for the SEAT Ateca 5FP 1.0 TSI Style are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ateca 5FP 1.0 TSI Style over a useful life of 5 years is 327 € per month. On average, the SEAT Ateca 5FP 1.0 TSI Style trades for 28809 €, the offered vehicle has a gross list price of 25950 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 184 € per month with a term of 36 months, so the offer is basically cheap to begin with. But is this SEAT Ateca a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 8124 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 25950 €, you get the leasing factor. This SEAT Ateca results in an effective lease factor of 0.56, so it's a relatively inexpensive lease vehicle and a real lease deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
6.624,00 €
Transfer / Approval
1.500,00 €
Total cost
8.124,00 €
Total cost
8.124,00 €
Runtime
36 Months
Leasing rate
184,00 €
(154,62 € netto)
Effective leasing rate
225,67 €
(189,64 € netto)
Kaufpreis
39.950,00 €
Leasing factor
0.46
Effective leasing rate
0.56
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 184 €, the SEAT Ateca 5FP 1.0 TSI Style is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . In the case of the SEAT Ateca, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 147 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (25950 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1500 €. The final assessment of this offer: The costs per kilometer are rather high at 0.81 €, but if you consider the effective leasing factor of 0.56, it quickly becomes clear - for admittedly a lot of money, you get a lot of car here. A real deal recommendation!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Voraussichtliche Nebenkosten
11.076,00 €
Voraussichtliche Fix + Betriebskosten über die Haltedauer
11.076,00 €
Lease payments Total
6.624,00 €
Total cost
17.700,00 €
Total kilometers
10.008,00
Cost / Km (only leasing)
0,81 €
Cumulative total cost / Km
0,81 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €