SEAT Ateca 5FP 2.0 TSI Xperience 4Drive DSG - Costs
Monthly costs for SEAT Ateca 5FP 2.0 TSI Xperience 4Drive DSG
Find out the projected monthly maintenance cost for one SEAT Ateca 5FP 2.0 TSI Xperience 4Drive DSG with tax, running costs, insurance and workshop costs. If you are interested in leasing a SEAT Ateca 5FP 2.0 TSI Xperience 4Drive DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 999 €. With a lease term of 48 months and a monthly lease payment of 372 € with 10000 km mileage per year, there are fixed leasing costs of 18855 €. Insurance costs for the SEAT Ateca 5FP 2.0 TSI Xperience 4Drive DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class. The new CO2 pricing results in an increased monthly tax of 21 €. The average depreciation of the SEAT Ateca 5FP 2.0 TSI Xperience 4Drive DSG over a useful life of 5 years is 437 € per month. On average, the SEAT Ateca 5FP 2.0 TSI Xperience 4Drive DSG trades for 39040 €, the offered vehicle has a gross list price of 39490 €.
SEAT Ateca 5FP 2.0 TSI Xperience 4Drive DSG Total cost & lease factor
Calculation basis
The lease payment is 372 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 999 €. Dividing the total costs (leasing costs + fixed costs = 18855 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 39490 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.99, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
17.856,00 €
Transfer / Approval
999,00 €
+
Total cost
18.855,00 €
Leasing factor
Total cost
18.855,00 €
Runtime
48 Months
÷
Leasing rate
372,00 €
(312,61 € netto)
Effective leasing rate
392,81 €
(330,09 € netto)
Bruttolistenpreis
0,00 €
Leasing factor
0.94
Effective leasing rate
0.99
SEAT Ateca 5FP 2.0 TSI Xperience 4Drive DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 372 €, the SEAT Ateca 5FP 2.0 TSI Xperience 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 21 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 160 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (39490 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 999 € (one-time). The final assessment of this offer: rather high cost per kilometer (0.47 EUR) meets a rather high effective leasing factor of 0.99. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
16.647,00 €
Actual cost / Km
Fixed operating costs
16.647,00 €
Lease payments Total
17.856,00 €
+
Total cost
34.503,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,47 €
Cumulative total cost / Km
0,47 €
Price development leasing SEAT Ateca 5FP 2.0 TSI Xperience 4Drive DSG
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