SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG - Costs

Monthly costs for SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG

SEAT Ateca 5FP  2.0 TSI FR 4Drive DSG

Find out the monthly maintenance cost for one SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG with tax, running costs, insurance and workshop costs. If you would like to lease a SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 850 €.

With a lease term of 48 months and a monthly lease payment of 314 € with 10000 km mileage per year, there are fixed leasing costs of 16087 €. Insurance costs for the SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.

The new CO2 pricing results in an increased monthly tax of 22 €. The average depreciation of the SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG over a useful life of 5 years is 439 € per month. On average, the SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG trades for 39190 €, the offered vehicle has a gross list price of 36690 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG Total cost & lease factor

Calculation basis

The lease payment is 314 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1015 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 16087 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 36690 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.91, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

Fixed costs

Leasing rates / 48 months

15.072,00 €

Transfer / Approval

1.015,00 €

+

Total cost

16.087,00 €

Leasing factor

Total cost

16.087,00 €

Runtime

48 Months

÷

Leasing rate

314,00 €
(263,87 € netto)

Effective leasing rate

335,15 €
(281,64 € netto)

Bruttolistenpreis

0,00 €


Leasing factor

0.86

Effective leasing rate

0.91

SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 314 €, the SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 22 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 163 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (36690 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1015 €. The final assessment of this offer: rather high cost per kilometer (0.4 EUR) meets a rather high effective leasing factor of 0.91. You should only accept this offer if you want this car from this dealer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

16.855,00 €

Actual cost / Km

Fixed operating costs

16.855,00 €

Lease payments Total

15.072,00 €

+

Total cost

31.927,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,40 €

Cumulative total cost / Km

0,40 €

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