SEAT Ateca 5FP 2.0 TDI Xperience - Costs
Monthly costs for SEAT Ateca 5FP 2.0 TDI Xperience
The insurance costs for the SEAT Ateca 5FP 2.0 TDI Xperience
are on average high with approx. 73 € per month. The new CO2 pricing results in an increased monthly tax of 24 €. The average depreciation of the SEAT Ateca 5FP 2.0 TDI Xperience over a useful life of 5 years is 394 € per month. On average, the SEAT Ateca 5FP 2.0 TDI Xperience trades for 35775 €, the offered vehicle has a gross list price of 34920 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
SEAT Ateca 5FP 2.0 TDI Xperience Total cost & lease factor
Calculation basis
The lease payment is 299 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.86, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
14.352,00 €
Transfer / Approval
0,00 €
+
Total cost
14.352,00 €
Leasing factor
Total cost
14.352,00 €
Runtime
48 Months
÷
Leasing rate
299,00 €
(251,26 € netto)
Effective leasing rate
299,00 €
(251,26 € netto)
Bruttolistenpreis
34.920,00 €
Leasing factor
0.86
Effective leasing rate
0.86
SEAT Ateca 5FP 2.0 TDI Xperience Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 299 €, the SEAT Ateca 5FP 2.0 TDI Xperience is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 24 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 110 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (34920 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.36 € and the effective leasing factor of 0.86.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.200,00 €
Actual cost / Km
Fixed operating costs
13.200,00 €
Lease payments Total
14.352,00 €
+
Total cost
27.552,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,36 €
Cumulative total cost / Km
0,36 €
Price development leasing SEAT Ateca 5FP 2.0 TDI Xperience
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