Find out the monthly maintenance cost for one SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG with tax, running costs, insurance and workshop costs.
If you are interested in leasing a SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 458
€ with 10000 km mileage per year, there are fixed leasing costs of 21984 €. The insurance costs for the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG
are on average high with approx. 73 € per month. The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG over a useful life of 5 years is 430 € per month. On average, the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG trades for 39187 €, the offered vehicle has a gross list price of 40949.99 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 458 € per month for a term of 48 months, the SEAT Ateca offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This SEAT Ateca gives an effective leasing factor of 1.12, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
21.984,00 €
Transfer / Approval
0,00 €
Total cost
21.984,00 €
Total cost
21.984,00 €
Runtime
48 Months
Leasing rate
458,00 €
(384,87 € netto)
Effective leasing rate
458,00 €
(384,87 € netto)
Bruttolistenpreis
40.949,99 €
Leasing factor
1.12
Effective leasing rate
1.12
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 458 €, the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (40949.99 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.55 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.584,00 €
Fixed operating costs
13.584,00 €
Lease payments Total
21.984,00 €
Total cost
35.568,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,55 €
Cumulative total cost / Km
0,55 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €