SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG - Costs
Monthly costs for SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG
Find out the projected monthly maintenance cost for the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG with tax, running costs, insurance and workshop costs. If you are planning to lease a SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €. With a lease term of 60 months and a monthly lease payment of 379.06 € with 10000 km mileage per year, there are fixed leasing costs of 23733.6 €. The insurance costs for the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG are on average high with approx. 73 € per month. The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG over a useful life of 5 years is 430 € per month. On average, the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG trades for 39187 €, the offered vehicle has a gross list price of 35988 €.
SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG Total cost & lease factor
Calculation basis
The lease payment is 379.06 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 23733.6 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 35988 €, you get the leasing factor. This SEAT Ateca gives an effective leasing factor of 1.1, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Fixed costs
Leasing rates / 60 months
22.743,60 €
Transfer / Approval
990,00 €
+
Total cost
23.733,60 €
Leasing factor
Total cost
23.733,60 €
Runtime
60 Months
÷
Leasing rate
379,06 €
(318,54 € netto)
Effective leasing rate
395,56 €
(332,40 € netto)
Bruttolistenpreis
35.988,00 €
Leasing factor
1.05
Effective leasing rate
1.1
SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 379.06 €, the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (35988 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.47 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
17.970,00 €
Actual cost / Km
Fixed operating costs
17.970,00 €
Lease payments Total
22.743,60 €
+
Total cost
40.713,60 €
Total kilometers
50.000,00
÷
Cost / Km (only leasing)
0,47 €
Cumulative total cost / Km
0,47 €
Price development leasing SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG
Cheaper offers of the same vehicle class
MINI Countryman Cooper D ALL4 Works Sportpaket*JCW*Harman Kardon*
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
BMW X1 sDrive18d M Sport Pano AHK LED Navi PDC SHZ
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
MINI Clubman Cooper SD ALL4, Navi, Pano, AHK, HuD, Kamera Komfortzug. uvm.
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €