SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG - Costs
Monthly costs for SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG
The vehicle has only 35909 kilometers, but this may result in limited warranty coverage (manufacturer dependent). The insurance costs for the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG
are on average high with approx. 73 € per month. The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG over a useful life of 5 years is 430 € per month. On average, the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG trades for 39187 €, the offered vehicle has a gross list price of 48219 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG Total cost & lease factor
Calculation basis
With a lease rate of 459 € per month for a term of 48 months, the SEAT Ateca offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This SEAT Ateca results in an effective leasing factor of 1.24, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
22.032,00 €
Transfer / Approval
0,00 €
+
Total cost
22.032,00 €
Leasing factor
Total cost
22.032,00 €
Runtime
48 Months
÷
Leasing rate
459,00 €
(385,71 € netto)
Effective leasing rate
459,00 €
(385,71 € netto)
Kaufpreis
36.900,00 €
Leasing factor
1.24
Effective leasing rate
1.24
SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 459 €, the SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (48219 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.55 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.584,00 €
Actual cost / Km
Fixed operating costs
13.584,00 €
Lease payments Total
22.032,00 €
+
Total cost
35.616,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,55 €
Cumulative total cost / Km
0,55 €
Price development leasing SEAT Ateca 5FP 2.0 TDI Xperience 4Drive DSG
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