The insurance costs for the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG
are on average high with approx. 73 € per month. The new CO2 pricing results in an increased monthly tax of 27 €. The average depreciation of the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG over a useful life of 5 years is 410 € per month. On average, the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG trades for 37241 €, the offered vehicle has a gross list price of 38165 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 326 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.85, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
15.648,00 €
Transfer / Approval
0,00 €
Total cost
15.648,00 €
Total cost
15.648,00 €
Runtime
48 Months
Leasing rate
326,00 €
(273,95 € netto)
Effective leasing rate
326,00 €
(273,95 € netto)
Bruttolistenpreis
38.165,00 €
Leasing factor
0.85
Effective leasing rate
0.85
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 326 €, the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 27 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (38165 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.39 € and the effective leasing factor of 0.85.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.872,00 €
Fixed operating costs
13.872,00 €
Lease payments Total
15.648,00 €
Total cost
29.520,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,39 €
Cumulative total cost / Km
0,39 €
∅ Cost / km
0,36 €
Leasing factor
0.99
from298,00 €
∅ Cost / km
0,36 €
Leasing factor
1.07
from298,33 €
∅ Cost / km
0,28 €
Leasing factor
1.04
from210,84 €