SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG - Costs

Monthly costs for SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG

SEAT Ateca 5FP  2.0 TDI Style 4Drive DSG

Find out the monthly maintenance cost for the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG with tax, running costs, insurance and workshop costs. If you would like to lease a SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 60 months and a monthly lease payment of 360.36 € with 10000 km mileage per year, there are fixed leasing costs of 21621.6 €. The insurance costs for the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG are on average high with approx. 73 € per month.

The new CO2 pricing results in an increased monthly tax of 27 €. The average depreciation of the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG over a useful life of 5 years is 410 € per month. On average, the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG trades for 37241 €, the offered vehicle has a gross list price of 31725 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG Total cost & lease factor

Calculation basis

The lease payment is 360.36 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This SEAT Ateca results in an effective leasing factor of 1.35, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 60 months

21.621,60 €

Transfer / Approval

0,00 €

+

Total cost

21.621,60 €

Leasing factor

Total cost

21.621,60 €

Runtime

60 Months

÷

Leasing rate

360,36 €
(302,82 € netto)

Effective leasing rate

360,36 €
(302,82 € netto)

Kaufpreis

26.659,66 €


Leasing factor

1.35

Effective leasing rate

1.35

SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 360.36 €, the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 27 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (31725 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.43 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

17.340,00 €

Actual cost / Km

Fixed operating costs

17.340,00 €

Lease payments Total

21.621,60 €

+

Total cost

38.961,60 €

Total kilometers

50.000,00

÷

Cost / Km (only leasing)

0,43 €

Cumulative total cost / Km

0,43 €

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