SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG - Costs
Monthly costs for SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG
The insurance costs for the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG
are on average high with approx. 73 € per month. The new CO2 pricing results in an increased monthly tax of 27 €. The average depreciation of the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG over a useful life of 5 years is 410 € per month. On average, the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG trades for 37241 €, the offered vehicle has a gross list price of 50615 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG Total cost & lease factor
Calculation basis
With a lease rate of 517 € per month for a term of 48 months, the SEAT Ateca offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1293 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 26109 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 50615 €, you get the leasing factor. This SEAT Ateca results in an effective leasing factor of 1.33, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
24.816,00 €
Transfer / Approval
1.293,00 €
+
Total cost
26.109,00 €
Leasing factor
Total cost
26.109,00 €
Runtime
48 Months
÷
Leasing rate
517,00 €
(434,45 € netto)
Effective leasing rate
543,94 €
(457,09 € netto)
Kaufpreis
40.900,00 €
Leasing factor
1.26
Effective leasing rate
1.33
SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 517 €, the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 27 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (50615 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1293 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.65 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
15.165,00 €
Actual cost / Km
Fixed operating costs
15.165,00 €
Lease payments Total
24.816,00 €
+
Total cost
39.981,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,65 €
Cumulative total cost / Km
0,65 €
Price development leasing SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG
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