Find out the projected monthly maintenance cost for the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG with tax, running costs, insurance and workshop costs. If you are planning to lease a SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 875 €. With a lease term of 24 months and a monthly lease payment of 188.02 € with 10000 km mileage per year, there are fixed leasing costs of 5566.48 €. The insurance costs for the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG are on average high with approx. 73 € per month. The new CO2 pricing results in an increased monthly tax of 27 €. The average depreciation of the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG over a useful life of 5 years is 410 € per month. On average, the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG trades for 37241 €, the offered vehicle has a gross list price of 34405 €.
The leasing rate is 188.02 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this SEAT Ateca a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1054 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 5566.48 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 34405 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.67, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 24 months
4.512,48 €
Transfer / Approval
1.054,00 €
Total cost
5.566,48 €
Total cost
5.566,48 €
Runtime
24 Months
Leasing rate
188,02 €
(158,00 € netto)
Effective leasing rate
231,94 €
(194,91 € netto)
Bruttolistenpreis
34.405,00 €
Leasing factor
0.55
Effective leasing rate
0.67
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 188.02 €, the SEAT Ateca 5FP 2.0 TDI Style 4Drive DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 27 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (34405 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1054 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.28 € and the effective leasing factor of 0.67.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Costs p.a. (excl. leasing)
7.990,00 €
Fixed operating costs
7.990,00 €
Lease payments Total
4.512,48 €
Total cost
12.502,48 €
Total kilometers
20.000,00
Cost / Km (only leasing)
0,28 €
Cumulative total cost / Km
0,28 €
∅ Cost / km
0,27 €
Leasing factor
0.99
from224,91 €
∅ Cost / km
0,21 €
Leasing factor
0.8
from179,00 €