SEAT Ateca 5FP 2.0 TDI FR 4Drive DSG - Costs
Monthly costs for SEAT Ateca 5FP 2.0 TDI FR 4Drive DSG
The insurance costs for the SEAT Ateca 5FP 2.0 TDI FR 4Drive DSG
are on average high with approx. 73 € per month. The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the SEAT Ateca 5FP 2.0 TDI FR 4Drive DSG over a useful life of 5 years is 432 € per month. On average, the SEAT Ateca 5FP 2.0 TDI FR 4Drive DSG trades for 39337 €, the offered vehicle has a gross list price of 48405 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
SEAT Ateca 5FP 2.0 TDI FR 4Drive DSG Total cost & lease factor
Calculation basis
With a lease rate of 452 € per month for a term of 60 months, the SEAT Ateca offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.93, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 60 months
27.120,00 €
Transfer / Approval
0,00 €
+
Total cost
27.120,00 €
Leasing factor
Total cost
27.120,00 €
Runtime
60 Months
÷
Leasing rate
452,00 €
(379,83 € netto)
Effective leasing rate
452,00 €
(379,83 € netto)
Bruttolistenpreis
48.405,00 €
Leasing factor
0.93
Effective leasing rate
0.93
SEAT Ateca 5FP 2.0 TDI FR 4Drive DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 452 €, the SEAT Ateca 5FP 2.0 TDI FR 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (48405 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.54 EUR) meets a rather high effective leasing factor of 0.93. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
16.980,00 €
Actual cost / Km
Fixed operating costs
16.980,00 €
Lease payments Total
27.120,00 €
+
Total cost
44.100,00 €
Total kilometers
49.980,00
÷
Cost / Km (only leasing)
0,54 €
Cumulative total cost / Km
0,54 €
Price development leasing SEAT Ateca 5FP 2.0 TDI FR 4Drive DSG
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