Find out the projected monthly maintenance cost for one SEAT Ateca 5FP 1.5 TSI ACT Xperience with tax, running costs, insurance and workshop costs.
If you are planning to lease a SEAT Ateca 5FP 1.5 TSI ACT Xperience, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 895 €.
With a lease term of 48 months and a monthly lease payment of 299
€ with 10000 km mileage per year, there are fixed leasing costs of 15247 €. Insurance costs for the SEAT Ateca 5FP 1.5 TSI ACT Xperience are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ateca 5FP 1.5 TSI ACT Xperience over a useful life of 5 years is 358 € per month. On average, the SEAT Ateca 5FP 1.5 TSI ACT Xperience trades for 32549 €, the offered vehicle has a gross list price of 36960 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 299 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 895 €. Dividing the total costs (leasing costs + fixed costs = 15247 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 36960 €, you get the leasing factor. This SEAT Ateca gives an effective leasing factor of 1.08, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
14.352,00 €
Transfer / Approval
895,00 €
Total cost
15.247,00 €
Total cost
15.247,00 €
Runtime
48 Months
Leasing rate
299,00 €
(251,26 € netto)
Effective leasing rate
317,65 €
(266,93 € netto)
Bruttolistenpreis
36.960,00 €
Leasing factor
1.02
Effective leasing rate
1.08
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 299 €, the SEAT Ateca 5FP 1.5 TSI ACT Xperience is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the SEAT Ateca, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 129 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (36960 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 895 € (one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.38 € in connection with the, however, poor effective leasing factor of 1.08 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.711,00 €
Fixed operating costs
13.711,00 €
Lease payments Total
14.352,00 €
Total cost
28.063,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,38 €
Cumulative total cost / Km
0,38 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €