Find out the projected monthly maintenance cost for one SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG with tax, running costs, insurance and workshop costs.
If you are interested in leasing a SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 790 €.
With a lease term of 24 months and a monthly lease payment of 153.51
€ with 10000 km mileage per year, there are fixed leasing costs of 4619.24 €. Insurance costs for the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG over a useful life of 5 years is 385 € per month. On average, the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG trades for 35176 €, the offered vehicle has a gross list price of 31445 €.
The leasing rate is 153.51 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this SEAT Ateca a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 935 €. Dividing the total costs (leasing costs + fixed costs = 4619.24 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 31445 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.61, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 24 months
3.684,24 €
Transfer / Approval
935,00 €
Total cost
4.619,24 €
Total cost
4.619,24 €
Runtime
24 Months
Leasing rate
153,51 €
(129,00 € netto)
Effective leasing rate
192,47 €
(161,74 € netto)
Bruttolistenpreis
0,00 €
Leasing factor
0.49
Effective leasing rate
0.61
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG, with a monthly leasing rate of 153.51 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . In the case of the SEAT Ateca, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 134 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (31445 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 935 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.23 € and the effective leasing factor of 0.61.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Costs p.a. (excl. leasing)
7.487,00 €
Fixed operating costs
7.487,00 €
Lease payments Total
3.684,24 €
Total cost
11.171,24 €
Total kilometers
20.000,00
Cost / Km (only leasing)
0,23 €
Cumulative total cost / Km
0,23 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,22 €
Leasing factor
0.88
from159,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €