Find out the projected monthly maintenance cost for one SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG with tax, running costs, insurance and workshop costs.
If you are interested in leasing a SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 850 €.
With a lease term of 48 months and a monthly lease payment of 251
€ with 10000 km mileage per year, there are fixed leasing costs of 12898 €. Insurance costs for the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG over a useful life of 5 years is 385 € per month. On average, the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG trades for 35176 €, the offered vehicle has a gross list price of 35260 €.
The lease payment is 251 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 850 €. Dividing the total costs (leasing costs + fixed costs = 12898 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 35260 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.76, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
12.048,00 €
Transfer / Approval
850,00 €
Total cost
12.898,00 €
Total cost
12.898,00 €
Runtime
48 Months
Leasing rate
251,00 €
(210,92 € netto)
Effective leasing rate
268,71 €
(225,81 € netto)
Bruttolistenpreis
35.260,00 €
Leasing factor
0.71
Effective leasing rate
0.76
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 251 €, the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the SEAT Ateca, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 134 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (35260 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 850 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.32 € and the effective leasing factor of 0.76.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.954,00 €
Fixed operating costs
13.954,00 €
Lease payments Total
12.048,00 €
Total cost
26.002,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,32 €
Cumulative total cost / Km
0,32 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €