SEAT Ateca 5FP 1.5 TSI ACT Style DSG - Costs
Monthly costs for SEAT Ateca 5FP 1.5 TSI ACT Style DSG
Find out the monthly maintenance cost for the SEAT Ateca 5FP 1.5 TSI ACT Style DSG with tax, running costs, insurance and workshop costs.
If you would like to lease a SEAT Ateca 5FP 1.5 TSI ACT Style DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 960 €.
With a lease term of 48 months and a monthly lease payment of 349
€ with 10000 km mileage per year, there are fixed leasing costs of 17712 €. Insurance costs for the SEAT Ateca 5FP 1.5 TSI ACT Style DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ateca 5FP 1.5 TSI ACT Style DSG over a useful life of 5 years is 364 € per month. On average, the SEAT Ateca 5FP 1.5 TSI ACT Style DSG trades for 33025 €, the offered vehicle has a gross list price of 43279 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
SEAT Ateca 5FP 1.5 TSI ACT Style DSG Total cost & lease factor
Calculation basis
The lease payment is 349 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 960 €. Dividing the total costs (leasing costs + fixed costs = 17712 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 43279 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.85, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
16.752,00 €
Transfer / Approval
960,00 €
+
Total cost
17.712,00 €
Leasing factor
Total cost
17.712,00 €
Runtime
48 Months
÷
Leasing rate
349,00 €
(293,28 € netto)
Effective leasing rate
369,00 €
(310,08 € netto)
Bruttolistenpreis
43.279,00 €
Leasing factor
0.81
Effective leasing rate
0.85
SEAT Ateca 5FP 1.5 TSI ACT Style DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 349 €, the SEAT Ateca 5FP 1.5 TSI ACT Style DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the SEAT Ateca, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 134 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (43279 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 960 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.85, even the rather high cost per kilometer (0.44 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.968,00 €
Actual cost / Km
Fixed operating costs
13.968,00 €
Lease payments Total
16.752,00 €
+
Total cost
30.720,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,44 €
Cumulative total cost / Km
0,44 €
Price development leasing SEAT Ateca 5FP 1.5 TSI ACT Style DSG
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