SEAT Ateca 5FP 1.5 TSI ACT FR DSG - Costs
Monthly costs for SEAT Ateca 5FP 1.5 TSI ACT FR DSG
Insurance costs for the SEAT Ateca 5FP 1.5 TSI ACT FR DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ateca 5FP 1.5 TSI ACT FR DSG over a useful life of 5 years is 387 € per month. On average, the SEAT Ateca 5FP 1.5 TSI ACT FR DSG trades for 35326 €, the offered vehicle has a gross list price of 41540 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
SEAT Ateca 5FP 1.5 TSI ACT FR DSG Total cost & lease factor
Calculation basis
With a lease rate of 462 € per month for a term of 48 months, the SEAT Ateca offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This SEAT Ateca gives an effective leasing factor of 1.11, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Fixed costs
Leasing rates / 48 months
22.176,00 €
Transfer / Approval
0,00 €
+
Total cost
22.176,00 €
Leasing factor
Total cost
22.176,00 €
Runtime
48 Months
÷
Leasing rate
462,00 €
(388,24 € netto)
Effective leasing rate
462,00 €
(388,24 € netto)
Bruttolistenpreis
41.540,00 €
Leasing factor
1.11
Effective leasing rate
1.11
SEAT Ateca 5FP 1.5 TSI ACT FR DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 462 €, the SEAT Ateca 5FP 1.5 TSI ACT FR DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the SEAT Ateca, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 134 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (41540 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.55 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.104,00 €
Actual cost / Km
Fixed operating costs
13.104,00 €
Lease payments Total
22.176,00 €
+
Total cost
35.280,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,55 €
Cumulative total cost / Km
0,55 €
Price development leasing SEAT Ateca 5FP 1.5 TSI ACT FR DSG
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