Find out the monthly maintenance cost for one SEAT Ateca 5FP 1.0 TSI Style with tax, running costs, insurance and workshop costs.
If you are planning to lease a SEAT Ateca 5FP 1.0 TSI Style, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1190 €.
With a lease term of 36 months and a monthly lease payment of 219
€ with 10000 km mileage per year, there are fixed leasing costs of 9074 €. Insurance costs for the SEAT Ateca 5FP 1.0 TSI Style are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ateca 5FP 1.0 TSI Style over a useful life of 5 years is 324 € per month. On average, the SEAT Ateca 5FP 1.0 TSI Style trades for 28809 €, the offered vehicle has a gross list price of 27970 €.
The lease payment is 219 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1190 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 9074 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 27970 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.9, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 36 months
7.884,00 €
Transfer / Approval
1.190,00 €
Total cost
9.074,00 €
Total cost
9.074,00 €
Runtime
36 Months
Leasing rate
219,00 €
(184,03 € netto)
Effective leasing rate
252,06 €
(211,82 € netto)
Bruttolistenpreis
27.970,00 €
Leasing factor
0.78
Effective leasing rate
0.9
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 219 €, the SEAT Ateca 5FP 1.0 TSI Style is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . In the case of the SEAT Ateca, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (27970 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1190 €. The final assessment of this offer: average cost per kilometer (0.3 €) is joined by an average effective leasing factor of 0.9 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
10.766,00 €
Fixed operating costs
10.766,00 €
Lease payments Total
7.884,00 €
Total cost
18.650,00 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,30 €
Cumulative total cost / Km
0,30 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €