SEAT Arona KJ 1.0 TSI Beats Fast Lane DSG (7-Gang) - Costs

Monthly costs for SEAT Arona KJ 1.0 TSI Beats Fast Lane DSG (7-Gang)

SEAT Arona KJ  1.0 TSI Beats Fast Lane DSG (7-Gang)

Insurance costs for the SEAT Arona KJ 1.0 TSI Beats Fast Lane DSG (7-Gang) are quite reasonable at around 47 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Arona KJ 1.0 TSI Beats Fast Lane DSG (7-Gang) over a useful life of 5 years is 298 € per month. On average, the SEAT Arona KJ 1.0 TSI Beats Fast Lane DSG (7-Gang) trades for 27011 €, the offered vehicle has a gross list price of 31780 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

SEAT Arona KJ 1.0 TSI Beats Fast Lane DSG (7-Gang) Total cost & lease factor

Calculation basis

The lease payment is 289 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Arona? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1263 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 15135 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 31780 €, you get the leasing factor. This SEAT Arona gives an effective leasing factor of 1.12, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 48 months

13.872,00 €

Transfer / Approval

1.263,00 €

+

Total cost

15.135,00 €

Leasing factor

Total cost

15.135,00 €

Runtime

48 Months

÷

Leasing rate

289,00 €
(242,86 € netto)

Effective leasing rate

315,31 €
(264,97 € netto)

Kaufpreis

28.260,00 €


Leasing factor

1.02

Effective leasing rate

1.12

SEAT Arona KJ 1.0 TSI Beats Fast Lane DSG (7-Gang) Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 289 €, the SEAT Arona KJ 1.0 TSI Beats Fast Lane DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the SEAT Arona, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. In addition, there are insurance costs of 47 € per month, which is quite a low amount but of course mainly due to the low gross list price (31780 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1263 €. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.38 € in connection with the, however, poor effective leasing factor of 1.12 are strong indications that this is a less good offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.783,00 €

Actual cost / Km

Fixed operating costs

12.783,00 €

Lease payments Total

13.872,00 €

+

Total cost

26.655,00 €

Total kilometers

39.984,00

÷

Cost / Km (only leasing)

0,38 €

Cumulative total cost / Km

0,38 €

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