Renault Clio V TCe 90 Business Edition - Costs
Monthly costs for Renault Clio V TCe 90 Business Edition
Find out the projected monthly maintenance cost for the Renault Clio V TCe 90 Business Edition with tax, running costs, insurance and workshop costs.
If you would like to lease a Renault Clio V TCe 90 Business Edition, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 99
€ with 10000 km mileage per year, there are fixed leasing costs of 4901 €. The vehicle has only 48677 kilometers, but this may result in limited warranty coverage (manufacturer dependent). The insurance costs for the Renault Clio V TCe 90 Business Edition
are on average high with approx. 73 € per month.
The monthly tax is only 5 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Renault Clio V TCe 90 Business Edition over a useful life of 5 years is 211 € per month. On average, the Renault Clio V TCe 90 Business Edition trades for 18550 €, the offered vehicle has a gross list price of 9490 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Renault Clio V TCe 90 Business Edition Total cost & lease factor
Calculation basis
With a lease rate of 99 € per month for a term of 48 months, the Renault Clio offer is a very good deal. But is it a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 149 €. Dividing the total costs (leasing costs + fixed costs = 4901 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 9490 €, you get the leasing factor. This Renault Clio gives an effective leasing factor of 1.08, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
4.752,00 €
Transfer / Approval
149,00 €
+
Total cost
4.901,00 €
Leasing factor
Total cost
4.901,00 €
Runtime
48 Months
÷
Leasing rate
99,00 €
(83,19 € netto)
Effective leasing rate
102,10 €
(85,80 € netto)
Kaufpreis
9.490,00 €
Leasing factor
1.04
Effective leasing rate
1.08
Renault Clio V TCe 90 Business Edition Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The Renault Clio V TCe 90 Business Edition is, after all, a very affordable car from the outset with a monthly leasing rate of 99 €. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Renault Clio, the monthly vehicle tax is very low at 5 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (9490 €) and the vehicle size. A plus point with this offer: the transfer and registration costs are a slim 149 € ( one-time).
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months). The final assessment of this offer: Even though the cost per kilometer is quite low at 0.12 €, it is not a particularly good offer due to the effective leasing factor of 1.08 .
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
11.765,00 €
Actual cost / Km
Fixed operating costs
11.765,00 €
Lease payments Total
4.752,00 €
+
Total cost
16.517,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,12 €
Cumulative total cost / Km
0,12 €
Price development leasing Renault Clio V TCe 90 Business Edition
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