Find out the projected monthly maintenance cost for one Opel Zafira Life V L 2.0 Diesel Edition Automatik with tax, running costs, insurance and workshop costs.
If you are planning to lease a Opel Zafira Life V L 2.0 Diesel Edition Automatik, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 895 €.
With a lease term of 48 months and a monthly lease payment of 422
€ with 10000 km mileage per year, there are fixed leasing costs of 21340 €. The insurance costs for the Opel Zafira Life V L 2.0 Diesel Edition Automatik are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 34 €. The high average depreciation of the Opel Zafira Life V L 2.0 Diesel Edition Automatik amounting to 608 € per month (for use over 5 years) is due not least to the high gross list price of 41480 €. On average, the Opel Zafira Life V L 2.0 Diesel Edition Automatik trades for 53465 €, the offered vehicle has a gross list price of 41480 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 422 € per month for a term of 48 months, the Opel Zafira Life offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1084 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 21340 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 41480 €, you get the leasing factor. This Opel Zafira Life gives an effective leasing factor of 1.07, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
20.256,00 €
Transfer / Approval
1.084,00 €
Total cost
21.340,00 €
Total cost
21.340,00 €
Runtime
48 Months
Leasing rate
422,00 €
(354,62 € netto)
Effective leasing rate
444,58 €
(373,60 € netto)
Kaufpreis
41.480,00 €
Leasing factor
1.02
Effective leasing rate
1.07
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 422 €, the Opel Zafira Life V L 2.0 Diesel Edition Automatik is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Opel Zafira Life the monthly vehicle tax is quite high at 34 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 135 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 41480 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1084 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.53 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
18.988,00 €
Fixed operating costs
18.988,00 €
Lease payments Total
20.256,00 €
Total cost
39.244,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,53 €
Cumulative total cost / Km
0,53 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €