The insurance costs for the Opel Mokka B 1.2 DI Turbo Edition
are on average high with approx. 81 € per month.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Opel Mokka B 1.2 DI Turbo Edition over a useful life of 5 years is 247 € per month. On average, the Opel Mokka B 1.2 DI Turbo Edition trades for 22290 €, the offered vehicle has a gross list price of 23095 €.
The leasing rate is 173.42 € per month with a term of 36 months, so the offer is basically cheap to begin with. But is this Opel Mokka a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Opel Mokka results in an effective leasing factor of 0.75, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 36 months
6.243,12 €
Transfer / Approval
0,00 €
Total cost
6.243,12 €
Total cost
6.243,12 €
Runtime
36 Months
Leasing rate
173,42 €
(145,73 € netto)
Effective leasing rate
173,42 €
(145,73 € netto)
Bruttolistenpreis
23.095,00 €
Leasing factor
0.75
Effective leasing rate
0.75
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 173.42 €, the Opel Mokka B 1.2 DI Turbo Edition is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the Opel Mokka, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 116 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 81 € per month, which is basically a moderate cost considering the gross list price of 23095 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.75, even the rather high cost per kilometer (0.42 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
9.684,00 €
Fixed operating costs
9.684,00 €
Lease payments Total
6.243,12 €
Total cost
15.927,12 €
Total kilometers
14.976,00
Cost / Km (only leasing)
0,42 €
Cumulative total cost / Km
0,42 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €