The insurance costs for the Opel Mokka B 1.2 DI Turbo Business Elegance Automatik
are on average high with approx. 81 € per month.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Opel Mokka B 1.2 DI Turbo Business Elegance Automatik over a useful life of 5 years is 281 € per month. On average, the Opel Mokka B 1.2 DI Turbo Business Elegance Automatik trades for 26565 €, the offered vehicle has a gross list price of 32425 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 159 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this Opel Mokka a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 2512 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 6328 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 32425 €, you get the leasing factor. With this Opel Mokka results in an effective leasing factor of 0.81, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 24 months
3.816,00 €
Transfer / Approval
2.512,00 €
Total cost
6.328,00 €
Total cost
6.328,00 €
Runtime
24 Months
Leasing rate
159,00 €
(133,61 € netto)
Effective leasing rate
263,67 €
(221,57 € netto)
Bruttolistenpreis
32.425,00 €
Leasing factor
0.49
Effective leasing rate
0.81
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 159 €, the Opel Mokka B 1.2 DI Turbo Business Elegance Automatik is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the Opel Mokka, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 123 € monthly. Added to this are insurance costs of 81 € per month, which is basically a moderate cost considering the gross list price of 32425 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 2512 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.32 € and the effective leasing factor of 0.81.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Costs p.a. (excl. leasing)
9.304,00 €
Fixed operating costs
9.304,00 €
Lease payments Total
3.816,00 €
Total cost
13.120,00 €
Total kilometers
19.992,00
Cost / Km (only leasing)
0,32 €
Cumulative total cost / Km
0,32 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €