Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik - Costs
Monthly costs for Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik
Find out the projected monthly maintenance cost for the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik with tax, running costs, insurance and workshop costs. If you are interested in leasing a Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 995 €. With a lease term of 24 months and a monthly lease payment of 323.68 € with 10000 km mileage per year, there are fixed leasing costs of 8763.32 €. The insurance costs for the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 26 €. The average depreciation of the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik over a useful life of 5 years is 592 € per month. On average, the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik trades for 53490 €, the offered vehicle has a gross list price of 52890 €.
Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik Total cost & lease factor
Calculation basis
The lease payment is 323.68 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 995 €. Dividing the total costs (leasing costs + fixed costs = 8763.32 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 52890 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 0.69, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 24 months
7.768,32 €
Transfer / Approval
995,00 €
+
Total cost
8.763,32 €
Leasing factor
Total cost
8.763,32 €
Runtime
24 Months
÷
Leasing rate
323,68 €
(272,00 € netto)
Effective leasing rate
365,14 €
(306,84 € netto)
Bruttolistenpreis
52.890,00 €
Leasing factor
0.61
Effective leasing rate
0.69
Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 323.68 €, the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 26 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 169 € monthly. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 52890 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 995 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.69, even the rather high cost per kilometer (0.44 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
11.027,00 €
Actual cost / Km
Fixed operating costs
11.027,00 €
Lease payments Total
7.768,32 €
+
Total cost
18.795,32 €
Total kilometers
20.000,00
÷
Cost / Km (only leasing)
0,44 €
Cumulative total cost / Km
0,44 €
Price development leasing Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik
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