Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik - Costs
Monthly costs for Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik
Find out the monthly maintenance cost for one Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik with tax, running costs, insurance and workshop costs.
If you are interested in leasing a Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 850 €.
With a lease term of 36 months and a monthly lease payment of 469
€ with 10000 km mileage per year, there are fixed leasing costs of 17734 €. The insurance costs for the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 26 €. The average depreciation of the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik over a useful life of 5 years is 592 € per month. On average, the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik trades for 53490 €, the offered vehicle has a gross list price of 56110 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik Total cost & lease factor
Calculation basis
With a lease rate of 469 € per month for a term of 36 months, the Opel Insignia offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 850 €. Dividing the total costs (leasing costs + fixed costs = 17734 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 56110 €, you get the leasing factor. This Opel Insignia gives an effective leasing factor of 1.07, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
16.884,00 €
Transfer / Approval
850,00 €
+
Total cost
17.734,00 €
Leasing factor
Total cost
17.734,00 €
Runtime
36 Months
÷
Leasing rate
469,00 €
(394,12 € netto)
Effective leasing rate
492,61 €
(413,96 € netto)
Kaufpreis
45.990,00 €
Leasing factor
1.02
Effective leasing rate
1.07
Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 469 €, the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 26 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 169 € monthly. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 56110 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 850 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.59 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
15.898,00 €
Actual cost / Km
Fixed operating costs
15.898,00 €
Lease payments Total
16.884,00 €
+
Total cost
32.782,00 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
0,59 €
Cumulative total cost / Km
0,59 €
Price development leasing Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik
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