Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik - Costs
Monthly costs for Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik
Find out the monthly maintenance cost for the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik with tax, running costs, insurance and workshop costs. If you would like to lease a Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 995 €. With a lease term of 30 months and a monthly lease payment of 271.62 € with 10000 km mileage per year, there are fixed leasing costs of 9143.6 €. The insurance costs for the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 26 €. The average depreciation of the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik over a useful life of 5 years is 592 € per month. On average, the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik trades for 53490 €, the offered vehicle has a gross list price of 51990 €.
Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik Total cost & lease factor
Calculation basis
The lease payment is 271.62 € per month for a term of 30 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 995 €. Dividing the total costs (leasing costs + fixed costs = 9143.6 €) by the number of months (for this offer: 30 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 51990 €, you get the leasing factor. This Opel Insignia results in an effective lease factor of 0.59, so it's a relatively inexpensive lease vehicle and a real lease deal.
Fixed costs
Leasing rates / 30 months
8.148,60 €
Transfer / Approval
995,00 €
+
Total cost
9.143,60 €
Leasing factor
Total cost
9.143,60 €
Runtime
30 Months
÷
Leasing rate
271,62 €
(228,25 € netto)
Effective leasing rate
304,79 €
(256,13 € netto)
Bruttolistenpreis
51.990,00 €
Leasing factor
0.52
Effective leasing rate
0.59
Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 271.62 €, the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 30 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 26 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 169 € monthly. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 51990 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 995 € (one-time).
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 30 months). The final assessment of this offer: The cost per kilometer of 0.37 €, which is classified as average, combined with the very low effective leasing factor of 0.59, make this offer a real leasing deal!.
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.535,00 €
Actual cost / Km
Fixed operating costs
13.535,00 €
Lease payments Total
8.148,60 €
+
Total cost
21.683,60 €
Total kilometers
25.000,00
÷
Cost / Km (only leasing)
0,37 €
Cumulative total cost / Km
0,37 €
Price development leasing Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik
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