Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik - Costs
Monthly costs for Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik
Find out the projected monthly maintenance cost for the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik with tax, running costs, insurance and workshop costs.
If you are interested in leasing a Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 999 €.
With a lease term of 24 months and a monthly lease payment of 289
€ with 10000 km mileage per year, there are fixed leasing costs of 7935 €. The insurance costs for the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 26 €. The average depreciation of the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik over a useful life of 5 years is 592 € per month. On average, the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik trades for 53490 €, the offered vehicle has a gross list price of 59780 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik Total cost & lease factor
Calculation basis
The lease payment is 289 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 999 €. Dividing the total costs (leasing costs + fixed costs = 7935 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 59780 €, you get the leasing factor. This Opel Insignia results in an effective lease factor of 0.55, so it's a relatively inexpensive lease vehicle and a real lease deal.
Fixed costs
Leasing rates / 24 months
6.936,00 €
Transfer / Approval
999,00 €
+
Total cost
7.935,00 €
Leasing factor
Total cost
7.935,00 €
Runtime
24 Months
÷
Leasing rate
289,00 €
(242,86 € netto)
Effective leasing rate
330,63 €
(277,84 € netto)
Bruttolistenpreis
59.780,00 €
Leasing factor
0.48
Effective leasing rate
0.55
Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 289 €, the Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 26 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 169 € monthly. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 59780 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 999 € (one-time). The final assessment of this offer: The costs per kilometer are rather high at 0.4 €, but if you consider the effective leasing factor of 0.55, it quickly becomes clear - for admittedly a lot of money, you get a lot of car here. A real deal recommendation!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
11.031,00 €
Actual cost / Km
Fixed operating costs
11.031,00 €
Lease payments Total
6.936,00 €
+
Total cost
17.967,00 €
Total kilometers
20.000,00
÷
Cost / Km (only leasing)
0,40 €
Cumulative total cost / Km
0,40 €
Price development leasing Opel Insignia B Sports Tourer GSi 2.0 DI Turbo 4x4 Automatik
Cheaper offers of the same vehicle class
Toyota Corolla 1.2 T Team D *Technik Paket* SONDERAKTION
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
Skoda Octavia Combi 1.5 TSI 150 Style LED Nav SunS
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
Seat Ateca Xperience 1.5 TSI 110 kW (150 PS) 6-Gang - SOFORT VERFÜGBAR -
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €