Opel Insignia B Sports Tourer 2.0 Diesel GS Line - Costs
Monthly costs for Opel Insignia B Sports Tourer 2.0 Diesel GS Line
Find out the monthly maintenance cost for the Opel Insignia B Sports Tourer 2.0 Diesel GS Line with tax, running costs, insurance and workshop costs.
If you would like to lease a Opel Insignia B Sports Tourer 2.0 Diesel GS Line, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 18 months and a monthly lease payment of 249
€ with 10000 km mileage per year, there are fixed leasing costs of 4482 €. The vehicle has only 48300 kilometers, but this may result in limited warranty coverage (manufacturer dependent). The insurance costs for the Opel Insignia B Sports Tourer 2.0 Diesel GS Line are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 21 €. The average depreciation of the Opel Insignia B Sports Tourer 2.0 Diesel GS Line over a useful life of 5 years is 502 € per month. On average, the Opel Insignia B Sports Tourer 2.0 Diesel GS Line trades for 43886 €, the offered vehicle has a gross list price of 47020 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Opel Insignia B Sports Tourer 2.0 Diesel GS Line Total cost & lease factor
Calculation basis
The lease payment is 249 € per month for a term of 18 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 0.64, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 18 months
4.482,00 €
Transfer / Approval
0,00 €
+
Total cost
4.482,00 €
Leasing factor
Total cost
4.482,00 €
Runtime
18 Months
÷
Leasing rate
249,00 €
(209,24 € netto)
Effective leasing rate
249,00 €
(209,24 € netto)
Kaufpreis
39.155,00 €
Leasing factor
0.64
Effective leasing rate
0.64
Opel Insignia B Sports Tourer 2.0 Diesel GS Line Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 249 €, the Opel Insignia B Sports Tourer 2.0 Diesel GS Line is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 18 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 21 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 100 € monthly, as the vehicle is very economical. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 47020 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.3 € and the effective leasing factor of 0.64.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 18 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
6.012,00 €
Actual cost / Km
Fixed operating costs
6.012,00 €
Lease payments Total
4.482,00 €
+
Total cost
10.494,00 €
Total kilometers
15.000,00
÷
Cost / Km (only leasing)
0,30 €
Cumulative total cost / Km
0,30 €
Price development leasing Opel Insignia B Sports Tourer 2.0 Diesel GS Line
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