Opel Insignia B Sports Tourer 2.0 Diesel GS Line Plus - Costs
Monthly costs for Opel Insignia B Sports Tourer 2.0 Diesel GS Line Plus
Find out the projected monthly maintenance cost for one Opel Insignia B Sports Tourer 2.0 Diesel GS Line Plus with tax, running costs, insurance and workshop costs.
If you are planning to lease a Opel Insignia B Sports Tourer 2.0 Diesel GS Line Plus, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 790 €.
With a lease term of 36 months and a monthly lease payment of 314.03
€ with 10000 km mileage per year, there are fixed leasing costs of 12095.08 €. The insurance costs for the Opel Insignia B Sports Tourer 2.0 Diesel GS Line Plus are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 21 €. The average depreciation of the Opel Insignia B Sports Tourer 2.0 Diesel GS Line Plus over a useful life of 5 years is 561 € per month. On average, the Opel Insignia B Sports Tourer 2.0 Diesel GS Line Plus trades for 48985 €, the offered vehicle has a gross list price of 49770 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Opel Insignia B Sports Tourer 2.0 Diesel GS Line Plus Total cost & lease factor
Calculation basis
The lease payment is 314.03 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 790 €. Dividing the total costs (leasing costs + fixed costs = 12095.08 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 49770 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 0.68, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 36 months
11.305,08 €
Transfer / Approval
790,00 €
+
Total cost
12.095,08 €
Leasing factor
Total cost
12.095,08 €
Runtime
36 Months
÷
Leasing rate
314,03 €
(263,89 € netto)
Effective leasing rate
335,97 €
(282,33 € netto)
Bruttolistenpreis
49.770,00 €
Leasing factor
0.63
Effective leasing rate
0.68
Opel Insignia B Sports Tourer 2.0 Diesel GS Line Plus Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 314.03 €, the Opel Insignia B Sports Tourer 2.0 Diesel GS Line Plus is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 21 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 100 € monthly, as the vehicle is very economical. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 49770 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 790 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.68, even the rather high cost per kilometer (0.4 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.354,00 €
Actual cost / Km
Fixed operating costs
13.354,00 €
Lease payments Total
11.305,08 €
+
Total cost
24.659,08 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
0,40 €
Cumulative total cost / Km
0,40 €
Price development leasing Opel Insignia B Sports Tourer 2.0 Diesel GS Line Plus
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