Opel Insignia B Sports Tourer 2.0 DI Turbo GS Line Plus Automatik - Costs
Monthly costs for Opel Insignia B Sports Tourer 2.0 DI Turbo GS Line Plus Automatik
Find out the monthly maintenance cost for one Opel Insignia B Sports Tourer 2.0 DI Turbo GS Line Plus Automatik with tax, running costs, insurance and workshop costs.
If you are interested in leasing a Opel Insignia B Sports Tourer 2.0 DI Turbo GS Line Plus Automatik, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 895 €.
With a lease term of 24 months and a monthly lease payment of 219.7
€ with 10000 km mileage per year, there are fixed leasing costs of 6167.8 €. The insurance costs for the Opel Insignia B Sports Tourer 2.0 DI Turbo GS Line Plus Automatik are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 18 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Opel Insignia B Sports Tourer 2.0 DI Turbo GS Line Plus Automatik over a useful life of 5 years is 560 € per month. On average, the Opel Insignia B Sports Tourer 2.0 DI Turbo GS Line Plus Automatik trades for 50155 €, the offered vehicle has a gross list price of 39895 €.
Opel Insignia B Sports Tourer 2.0 DI Turbo GS Line Plus Automatik Total cost & lease factor
Calculation basis
The lease payment is 219.7 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 895 €. Dividing the total costs (leasing costs + fixed costs = 6167.8 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 39895 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 0.87, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 24 months
5.272,80 €
Transfer / Approval
895,00 €
+
Total cost
6.167,80 €
Leasing factor
Total cost
6.167,80 €
Runtime
24 Months
÷
Leasing rate
219,70 €
(184,62 € netto)
Effective leasing rate
256,99 €
(215,96 € netto)
Bruttolistenpreis
39.895,00 €
Leasing factor
0.74
Effective leasing rate
0.87
Opel Insignia B Sports Tourer 2.0 DI Turbo GS Line Plus Automatik Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 219.7 €, the Opel Insignia B Sports Tourer 2.0 DI Turbo GS Line Plus Automatik is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax averages out at 18 €. In the case of the Opel Insignia, the monthly vehicle tax is quite favorable at 18 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 150 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 39895 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 895 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.31 € and the effective leasing factor of 0.87.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
10.231,00 €
Actual cost / Km
Fixed operating costs
10.231,00 €
Lease payments Total
5.272,80 €
+
Total cost
15.503,80 €
Total kilometers
20.000,00
÷
Cost / Km (only leasing)
0,31 €
Cumulative total cost / Km
0,31 €
Price development leasing Opel Insignia B Sports Tourer 2.0 DI Turbo GS Line Plus Automatik
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