Opel Insignia B Sports Tourer 1.5 Diesel Business Elegance - Costs
Monthly costs for Opel Insignia B Sports Tourer 1.5 Diesel Business Elegance
Find out the monthly maintenance cost for one Opel Insignia B Sports Tourer 1.5 Diesel Business Elegance with tax, running costs, insurance and workshop costs.
If you are planning to lease a Opel Insignia B Sports Tourer 1.5 Diesel Business Elegance, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 36 months and a monthly lease payment of 239.99
€ with 10000 km mileage per year, there are fixed leasing costs of 9629.64 €. The insurance costs for the Opel Insignia B Sports Tourer 1.5 Diesel Business Elegance are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 17 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Opel Insignia B Sports Tourer 1.5 Diesel Business Elegance over a useful life of 5 years is 460 € per month. On average, the Opel Insignia B Sports Tourer 1.5 Diesel Business Elegance trades for 38865 €, the offered vehicle has a gross list price of 33160 €.
Opel Insignia B Sports Tourer 1.5 Diesel Business Elegance Total cost & lease factor
Calculation basis
The lease payment is 239.99 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 9629.64 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 33160 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 0.81, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 36 months
8.639,64 €
Transfer / Approval
990,00 €
+
Total cost
9.629,64 €
Leasing factor
Total cost
9.629,64 €
Runtime
36 Months
÷
Leasing rate
239,99 €
(201,67 € netto)
Effective leasing rate
267,49 €
(224,78 € netto)
Bruttolistenpreis
33.160,00 €
Leasing factor
0.72
Effective leasing rate
0.81
Opel Insignia B Sports Tourer 1.5 Diesel Business Elegance Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 239.99 €, the Opel Insignia B Sports Tourer 1.5 Diesel Business Elegance is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax averages out at 17 €. In the case of the Opel Insignia, the monthly vehicle tax is quite favorable at 17 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 100 € monthly, as the vehicle is very economical. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 33160 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.32 € and the effective leasing factor of 0.81.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
12.726,00 €
Actual cost / Km
Fixed operating costs
12.726,00 €
Lease payments Total
8.639,64 €
+
Total cost
21.365,64 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
0,32 €
Cumulative total cost / Km
0,32 €
Price development leasing Opel Insignia B Sports Tourer 1.5 Diesel Business Elegance
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