Opel Insignia B Grand Sport 2.0 Diesel Elegance 4x4 Automatik - Costs
Monthly costs for Opel Insignia B Grand Sport 2.0 Diesel Elegance 4x4 Automatik
The insurance costs for the Opel Insignia B Grand Sport 2.0 Diesel Elegance 4x4 Automatik are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 27 €. The average depreciation of the Opel Insignia B Grand Sport 2.0 Diesel Elegance 4x4 Automatik over a useful life of 5 years is 565 € per month. On average, the Opel Insignia B Grand Sport 2.0 Diesel Elegance 4x4 Automatik trades for 47885 €, the offered vehicle has a gross list price of 43680 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Opel Insignia B Grand Sport 2.0 Diesel Elegance 4x4 Automatik Total cost & lease factor
Calculation basis
The lease payment is 356.63 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 0.82, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
17.118,24 €
Transfer / Approval
0,00 €
+
Total cost
17.118,24 €
Leasing factor
Total cost
17.118,24 €
Runtime
48 Months
÷
Leasing rate
356,63 €
(299,69 € netto)
Effective leasing rate
356,63 €
(299,69 € netto)
Bruttolistenpreis
43.680,00 €
Leasing factor
0.82
Effective leasing rate
0.82
Opel Insignia B Grand Sport 2.0 Diesel Elegance 4x4 Automatik Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 356.63 €, the Opel Insignia B Grand Sport 2.0 Diesel Elegance 4x4 Automatik is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 27 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 103 € monthly, as the vehicle is very economical. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 43680 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.82, even the rather high cost per kilometer (0.43 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
16.176,00 €
Actual cost / Km
Fixed operating costs
16.176,00 €
Lease payments Total
17.118,24 €
+
Total cost
33.294,24 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,43 €
Cumulative total cost / Km
0,43 €
Price development leasing Opel Insignia B Grand Sport 2.0 Diesel Elegance 4x4 Automatik
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