Opel Insignia B Grand Sport 2.0 Diesel Business Elegance - Costs
Monthly costs for Opel Insignia B Grand Sport 2.0 Diesel Business Elegance
Find out the monthly maintenance cost for one Opel Insignia B Grand Sport 2.0 Diesel Business Elegance with tax, running costs, insurance and workshop costs.
If you would like to lease a Opel Insignia B Grand Sport 2.0 Diesel Business Elegance, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 995 €.
With a lease term of 48 months and a monthly lease payment of 359.64
€ with 10000 km mileage per year, there are fixed leasing costs of 18257.72 €. The insurance costs for the Opel Insignia B Grand Sport 2.0 Diesel Business Elegance are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Opel Insignia B Grand Sport 2.0 Diesel Business Elegance over a useful life of 5 years is 457 € per month. On average, the Opel Insignia B Grand Sport 2.0 Diesel Business Elegance trades for 39175 €, the offered vehicle has a gross list price of 31810 €.
Opel Insignia B Grand Sport 2.0 Diesel Business Elegance Total cost & lease factor
Calculation basis
The lease payment is 359.64 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 995 €. Dividing the total costs (leasing costs + fixed costs = 18257.72 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 31810 €, you get the leasing factor.
Fixed costs
Leasing rates / 48 months
17.262,72 €
Transfer / Approval
995,00 €
+
Total cost
18.257,72 €
Leasing factor
Total cost
18.257,72 €
Runtime
48 Months
÷
Leasing rate
359,64 €
(302,22 € netto)
Effective leasing rate
380,37 €
(319,64 € netto)
Bruttolistenpreis
31.810,00 €
Leasing factor
1.13
Effective leasing rate
1.2
Opel Insignia B Grand Sport 2.0 Diesel Business Elegance Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 359.64 €, the Opel Insignia B Grand Sport 2.0 Diesel Business Elegance is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 96 € monthly, as the vehicle is very economical. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 31810 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 995 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.46 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
17.267,00 €
Actual cost / Km
Fixed operating costs
17.267,00 €
Lease payments Total
17.262,72 €
+
Total cost
34.529,72 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,46 €
Cumulative total cost / Km
0,46 €
Price development leasing Opel Insignia B Grand Sport 2.0 Diesel Business Elegance
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