Opel Insignia B Grand Sport 2.0 DI Turbo Ultimate Automatik - Costs

Monthly costs for Opel Insignia B Grand Sport 2.0 DI Turbo Ultimate Automatik

Opel Insignia B  Grand Sport 2.0 DI Turbo Ultimate Automatik

Find out the monthly maintenance cost for the Opel Insignia B Grand Sport 2.0 DI Turbo Ultimate Automatik with tax, running costs, insurance and workshop costs. If you are planning to lease a Opel Insignia B Grand Sport 2.0 DI Turbo Ultimate Automatik, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 895 €.

With a lease term of 24 months and a monthly lease payment of 178 € with 10000 km mileage per year, there are fixed leasing costs of 5366 €. The insurance costs for the Opel Insignia B Grand Sport 2.0 DI Turbo Ultimate Automatik are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.

The monthly tax is only 17 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Opel Insignia B Grand Sport 2.0 DI Turbo Ultimate Automatik over a useful life of 5 years is 543 € per month. On average, the Opel Insignia B Grand Sport 2.0 DI Turbo Ultimate Automatik trades for 47950 €, the offered vehicle has a gross list price of 34000 €.

Opel Insignia B Grand Sport 2.0 DI Turbo Ultimate Automatik Total cost & lease factor

Calculation basis

The leasing rate is 178 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this Opel Insignia a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1094 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 5366 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 34000 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 0.66, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 24 months

4.272,00 €

Transfer / Approval

1.094,00 €

+

Total cost

5.366,00 €

Leasing factor

Total cost

5.366,00 €

Runtime

24 Months

÷

Leasing rate

178,00 €
(149,58 € netto)

Effective leasing rate

223,58 €
(187,88 € netto)

Bruttolistenpreis

50.850,00 €


Leasing factor

0.52

Effective leasing rate

0.66

Opel Insignia B Grand Sport 2.0 DI Turbo Ultimate Automatik Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 178 €, the Opel Insignia B Grand Sport 2.0 DI Turbo Ultimate Automatik is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax averages out at 17 €. In the case of the Opel Insignia, the monthly vehicle tax is quite favorable at 17 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 147 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 34000 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1094 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.27 € and the effective leasing factor of 0.66.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

10.406,00 €

Actual cost / Km

Fixed operating costs

10.406,00 €

Lease payments Total

4.272,00 €

+

Total cost

14.678,00 €

Total kilometers

20.000,00

÷

Cost / Km (only leasing)

0,27 €

Cumulative total cost / Km

0,27 €

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