Opel Insignia B Grand Sport 1.5 Diesel Business Elegance - Costs
Monthly costs for Opel Insignia B Grand Sport 1.5 Diesel Business Elegance
Find out the projected monthly maintenance cost for the Opel Insignia B Grand Sport 1.5 Diesel Business Elegance with tax, running costs, insurance and workshop costs.
If you are interested in leasing a Opel Insignia B Grand Sport 1.5 Diesel Business Elegance, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 895 €.
With a lease term of 24 months and a monthly lease payment of 199
€ with 10000 km mileage per year, there are fixed leasing costs of 5820 €. The insurance costs for the Opel Insignia B Grand Sport 1.5 Diesel Business Elegance are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 16 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Opel Insignia B Grand Sport 1.5 Diesel Business Elegance over a useful life of 5 years is 452 € per month. On average, the Opel Insignia B Grand Sport 1.5 Diesel Business Elegance trades for 37615 €, the offered vehicle has a gross list price of 41785 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Opel Insignia B Grand Sport 1.5 Diesel Business Elegance Total cost & lease factor
Calculation basis
The leasing rate is 199 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this Opel Insignia a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1044 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 5820 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 41785 €, you get the leasing factor. This Opel Insignia results in an effective lease factor of 0.58, so it's a relatively inexpensive lease vehicle and a real lease deal.
Fixed costs
Leasing rates / 24 months
4.776,00 €
Transfer / Approval
1.044,00 €
+
Total cost
5.820,00 €
Leasing factor
Total cost
5.820,00 €
Runtime
24 Months
÷
Leasing rate
199,00 €
(167,23 € netto)
Effective leasing rate
242,50 €
(203,78 € netto)
Bruttolistenpreis
41.785,00 €
Leasing factor
0.48
Effective leasing rate
0.58
Opel Insignia B Grand Sport 1.5 Diesel Business Elegance Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 199 €, the Opel Insignia B Grand Sport 1.5 Diesel Business Elegance is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax averages out at 16 €. In the case of the Opel Insignia, the monthly vehicle tax is quite favorable at 16 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 96 € monthly, as the vehicle is very economical. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 41785 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1044 €.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months). The final assessment of this offer: The cost per kilometer of 0.29 €, which is classified as average, combined with the very low effective leasing factor of 0.58, make this offer a real leasing deal!.
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
8.988,00 €
Actual cost / Km
Fixed operating costs
8.988,00 €
Lease payments Total
4.776,00 €
+
Total cost
13.764,00 €
Total kilometers
20.000,00
÷
Cost / Km (only leasing)
0,29 €
Cumulative total cost / Km
0,29 €
Price development leasing Opel Insignia B Grand Sport 1.5 Diesel Business Elegance
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