Opel Insignia B Grand Sport 1.5 Diesel Business Edition Automatik - Costs
Monthly costs for Opel Insignia B Grand Sport 1.5 Diesel Business Edition Automatik
The insurance costs for the Opel Insignia B Grand Sport 1.5 Diesel Business Edition Automatik are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 18 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Opel Insignia B Grand Sport 1.5 Diesel Business Edition Automatik over a useful life of 5 years is 442 € per month. On average, the Opel Insignia B Grand Sport 1.5 Diesel Business Edition Automatik trades for 36540 €, the offered vehicle has a gross list price of 39250 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Opel Insignia B Grand Sport 1.5 Diesel Business Edition Automatik Total cost & lease factor
Calculation basis
The lease payment is 378.69 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 0.96, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
18.177,12 €
Transfer / Approval
0,00 €
+
Total cost
18.177,12 €
Leasing factor
Total cost
18.177,12 €
Runtime
48 Months
÷
Leasing rate
378,69 €
(318,23 € netto)
Effective leasing rate
378,69 €
(318,23 € netto)
Bruttolistenpreis
39.250,00 €
Leasing factor
0.96
Effective leasing rate
0.96
Opel Insignia B Grand Sport 1.5 Diesel Business Edition Automatik Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 378.69 €, the Opel Insignia B Grand Sport 1.5 Diesel Business Edition Automatik is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax averages out at 18 €. In the case of the Opel Insignia, the monthly vehicle tax is quite favorable at 18 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 101 € monthly, as the vehicle is very economical. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 39250 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.45 EUR) meets a rather high effective leasing factor of 0.96. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
15.792,00 €
Actual cost / Km
Fixed operating costs
15.792,00 €
Lease payments Total
18.177,12 €
+
Total cost
33.969,12 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,45 €
Cumulative total cost / Km
0,45 €
Price development leasing Opel Insignia B Grand Sport 1.5 Diesel Business Edition Automatik
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