The insurance costs for the Opel Grandland X 1.Generation 1.2 DI Turbo Business Edition
are on average high with approx. 98 € per month.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the Opel Grandland X 1.Generation 1.2 DI Turbo Business Edition trades for 25450 €, the offered vehicle has a gross list price of 34378 €.
The lease payment is 371.2 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Grandland X? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Opel Grandland X results in an effective leasing factor of 1.43, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
13.363,20 €
Transfer / Approval
0,00 €
Total cost
13.363,20 €
Total cost
13.363,20 €
Runtime
36 Months
Leasing rate
371,20 €
(311,93 € netto)
Effective leasing rate
371,20 €
(311,93 € netto)
Kaufpreis
25.890,00 €
Leasing factor
1.43
Effective leasing rate
1.43
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 371.2 €, the Opel Grandland X 1.Generation 1.2 DI Turbo Business Edition is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the Opel Grandland X, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 114 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 98 € per month, which is basically a moderate cost considering the gross list price of 34378 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.45 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
11.412,00 €
Fixed operating costs
11.412,00 €
Lease payments Total
13.363,20 €
Total cost
24.775,20 €
Total kilometers
29.988,00
Cost / Km (only leasing)
0,45 €
Cumulative total cost / Km
0,45 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €