Insurance costs for the Opel Combo E Cargo 1.2 DI Turbo Start/Stop Edition (mit erhoehter Zuladung) are quite reasonable at around 88 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 316 € / month (for use over 5 years) for the Opel Combo E Cargo 1.2 DI Turbo Start/Stop Edition (mit erhoehter Zuladung) is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the Opel Combo E Cargo 1.2 DI Turbo Start/Stop Edition (mit erhoehter Zuladung) trades for 26500 €, the offered vehicle has a gross list price of 28657 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 255 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Combo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Opel Combo results in an effective leasing factor of 0.89, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 60 months
15.300,00 €
Transfer / Approval
0,00 €
Total cost
15.300,00 €
Total cost
15.300,00 €
Runtime
60 Months
Leasing rate
255,00 €
(214,29 € netto)
Effective leasing rate
255,00 €
(214,29 € netto)
Bruttolistenpreis
28.657,00 €
Leasing factor
0.89
Effective leasing rate
0.89
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 255 €, the Opel Combo E Cargo 1.2 DI Turbo Start/Stop Edition (mit erhoehter Zuladung) is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 138 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 88 € per month, which is quite a low amount but of course mainly due to the low gross list price (28657 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.89, even the rather high cost per kilometer (1.54 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (2000 km multiplied by the term 60 months).
Voraussichtliche Nebenkosten
18.540,00 €
Voraussichtliche Fix + Betriebskosten über die Haltedauer
18.540,00 €
Lease payments Total
3.060,00 €
Total cost
21.600,00 €
Total kilometers
9.960,00
Cost / Km (only leasing)
1,54 €
Cumulative total cost / Km
1,54 €
∅ Cost / km
0,06 €
Leasing factor
0.62
from139,00 €
∅ Cost / km
0,07 €
Leasing factor
0.98
from199,00 €
∅ Cost / km
0,08 €
Leasing factor
0.28
from76,82 €