KIA Stonic YB 1.4 Vision - Costs
Monthly costs for KIA Stonic YB 1.4 Vision
Find out the monthly maintenance cost for the KIA Stonic YB 1.4 Vision with tax, running costs, insurance and workshop costs.
If you are planning to lease a KIA Stonic YB 1.4 Vision, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 187
€ with 10000 km mileage per year, there are fixed leasing costs of 8976 €. The insurance costs for the KIA Stonic YB 1.4 Vision
are on average high with approx. 67 € per month.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the KIA Stonic YB 1.4 Vision trades for 19650 €, the offered vehicle has a gross list price of 20217 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
KIA Stonic YB 1.4 Vision Total cost & lease factor
Calculation basis
The leasing rate is 187 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this KIA Stonic a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This KIA Stonic gives an effective leasing factor of 1.17, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
8.976,00 €
Transfer / Approval
0,00 €
+
Total cost
8.976,00 €
Leasing factor
Total cost
8.976,00 €
Runtime
48 Months
÷
Leasing rate
187,00 €
(157,14 € netto)
Effective leasing rate
187,00 €
(157,14 € netto)
Kaufpreis
15.990,00 €
Leasing factor
1.17
Effective leasing rate
1.17
KIA Stonic YB 1.4 Vision Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The KIA Stonic YB 1.4 Vision, with a monthly leasing rate of 187 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the KIA Stonic, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 116 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 67 € per month, which is quite a low amount but of course mainly due to the low gross list price (20217 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.22 € in connection with the, however, poor effective leasing factor of 1.17 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
12.672,00 €
Actual cost / Km
Fixed operating costs
12.672,00 €
Lease payments Total
8.976,00 €
+
Total cost
21.648,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,22 €
Cumulative total cost / Km
0,22 €
Price development leasing KIA Stonic YB 1.4 Vision
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