KIA Stonic YB 1.0 T-GDI Vision - Costs

Monthly costs for KIA Stonic YB 1.0 T-GDI Vision

KIA Stonic YB  1.0 T-GDI Vision

Find out the projected monthly maintenance cost for one KIA Stonic YB 1.0 T-GDI Vision with tax, running costs, insurance and workshop costs. If you would like to lease a KIA Stonic YB 1.0 T-GDI Vision, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 48 months and a monthly lease payment of 149 € with 10000 km mileage per year, there are fixed leasing costs of 7152 €. The insurance costs for the KIA Stonic YB 1.0 T-GDI Vision are on average high with approx. 67 € per month.

The monthly tax is only 5 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the KIA Stonic YB 1.0 T-GDI Vision trades for 20850 €, the offered vehicle has a gross list price of 20740 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

KIA Stonic YB 1.0 T-GDI Vision Total cost & lease factor

Calculation basis

The leasing rate is 149 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this KIA Stonic a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this KIA Stonic results in an effective leasing factor of 0.85, therefore it is a good value leasing vehicle and a good leasing deal.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 48 months

7.152,00 €

Transfer / Approval

0,00 €

+

Total cost

7.152,00 €

Leasing factor

Total cost

7.152,00 €

Runtime

48 Months

÷

Leasing rate

149,00 €
(125,21 € netto)

Effective leasing rate

149,00 €
(125,21 € netto)

Kaufpreis

17.500,00 €


Leasing factor

0.85

Effective leasing rate

0.85

KIA Stonic YB 1.0 T-GDI Vision Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The KIA Stonic YB 1.0 T-GDI Vision, with a monthly leasing rate of 149 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the KIA Stonic, the monthly vehicle tax is very low at 5 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 67 € per month, which is quite a low amount but of course mainly due to the low gross list price (20740 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.18 € and the effective leasing factor of 0.85.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.432,00 €

Actual cost / Km

Fixed operating costs

12.432,00 €

Lease payments Total

7.152,00 €

+

Total cost

19.584,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,18 €

Cumulative total cost / Km

0,18 €

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