The insurance costs for the KIA Stonic YB 1.0 T-GDI Vision DCT7
are on average high with approx. 67 € per month.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the KIA Stonic YB 1.0 T-GDI Vision DCT7 trades for 22350 €, the offered vehicle has a gross list price of 24349 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 229 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the KIA Stonic? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 2512 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 16252 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 24349 €, you get the leasing factor. This KIA Stonic gives an effective leasing factor of 1.11, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 60 months
13.740,00 €
Transfer / Approval
2.512,00 €
Total cost
16.252,00 €
Total cost
16.252,00 €
Runtime
60 Months
Leasing rate
229,00 €
(192,44 € netto)
Effective leasing rate
270,87 €
(227,62 € netto)
Bruttolistenpreis
24.349,00 €
Leasing factor
0.94
Effective leasing rate
1.11
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 229 €, the KIA Stonic YB 1.0 T-GDI Vision DCT7 is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . With the KIA Stonic, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 111 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 67 € per month, which is quite a low amount but of course mainly due to the low gross list price (24349 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 2512 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.65 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
18.472,00 €
Fixed operating costs
18.472,00 €
Lease payments Total
13.740,00 €
Total cost
32.212,00 €
Total kilometers
24.960,00
Cost / Km (only leasing)
0,65 €
Cumulative total cost / Km
0,65 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €