KIA Stonic YB 1.0 T-GDI Vision DCT7 - Costs

Monthly costs for KIA Stonic YB 1.0 T-GDI Vision DCT7

KIA Stonic YB  1.0 T-GDI Vision DCT7

The insurance costs for the KIA Stonic YB 1.0 T-GDI Vision DCT7 are on average high with approx. 67 € per month.

The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the KIA Stonic YB 1.0 T-GDI Vision DCT7 trades for 22350 €, the offered vehicle has a gross list price of 23710 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

KIA Stonic YB 1.0 T-GDI Vision DCT7 Total cost & lease factor

Calculation basis

The lease payment is 229 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the KIA Stonic? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This KIA Stonic gives an effective leasing factor of 1.1, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 60 months

13.740,00 €

Transfer / Approval

0,00 €

+

Total cost

13.740,00 €

Leasing factor

Total cost

13.740,00 €

Runtime

60 Months

÷

Leasing rate

229,00 €
(192,44 € netto)

Effective leasing rate

229,00 €
(192,44 € netto)

Kaufpreis

20.890,00 €


Leasing factor

1.1

Effective leasing rate

1.1

KIA Stonic YB 1.0 T-GDI Vision DCT7 Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 229 €, the KIA Stonic YB 1.0 T-GDI Vision DCT7 is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . With the KIA Stonic, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 111 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 67 € per month, which is quite a low amount but of course mainly due to the low gross list price (23710 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.27 € in connection with the, however, poor effective leasing factor of 1.1 are strong indications that this is a less good offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

15.960,00 €

Actual cost / Km

Fixed operating costs

15.960,00 €

Lease payments Total

13.740,00 €

+

Total cost

29.700,00 €

Total kilometers

49.980,00

÷

Cost / Km (only leasing)

0,27 €

Cumulative total cost / Km

0,27 €

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