KIA Stonic YB 1.0 T-GDI 100 Vision DCT7 - Costs
Monthly costs for KIA Stonic YB 1.0 T-GDI 100 Vision DCT7
Insurance costs for the KIA Stonic YB 1.0 T-GDI 100 Vision DCT7 are quite reasonable at around 55 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the KIA Stonic YB 1.0 T-GDI 100 Vision DCT7 over a useful life of 5 years is 266 € per month. On average, the KIA Stonic YB 1.0 T-GDI 100 Vision DCT7 trades for 23340 €, the offered vehicle has a gross list price of 20869 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
KIA Stonic YB 1.0 T-GDI 100 Vision DCT7 Total cost & lease factor
Calculation basis
The leasing rate is 199 € per month with a term of 60 months, so the offer is basically cheap to begin with. But is this KIA Stonic a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this KIA Stonic results in an effective leasing factor of 0.95, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 60 months
11.940,00 €
Transfer / Approval
0,00 €
+
Total cost
11.940,00 €
Leasing factor
Total cost
11.940,00 €
Runtime
60 Months
÷
Leasing rate
199,00 €
(167,23 € netto)
Effective leasing rate
199,00 €
(167,23 € netto)
Bruttolistenpreis
20.869,00 €
Leasing factor
0.95
Effective leasing rate
0.95
KIA Stonic YB 1.0 T-GDI 100 Vision DCT7 Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 199 €, the KIA Stonic YB 1.0 T-GDI 100 Vision DCT7 is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . With the KIA Stonic, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 104 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 55 € per month, which is quite a low amount but of course mainly due to the low gross list price (20869 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.48 EUR) meets a rather high effective leasing factor of 0.95. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 60 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.920,00 €
Actual cost / Km
Fixed operating costs
13.920,00 €
Lease payments Total
11.940,00 €
+
Total cost
25.860,00 €
Total kilometers
24.960,00
÷
Cost / Km (only leasing)
0,48 €
Cumulative total cost / Km
0,48 €
Price development leasing KIA Stonic YB 1.0 T-GDI 100 Vision DCT7
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